Mortgages

 

 

Expert, tailored & friendly advice


RSC New Homes are our preferred mortgage brokerage. They have financial advisors across the UK, available seven days a week, to give you tailored advice and to help you search for the most suitable; mortgage, protection and insurance products. 

 

Some of the reasons why you should choose RSC New Homes:

  • Open 7 days a week call 0161 486 6278
  • One of the UK’s leading New Homes Mortgage Specialists
  • Over 10 years’ experience
  • New Build mortgage experts
  • Exclusive mortgage products 
  • Telephone and Face to Face appointments
  • Speedy processing
  • Dedicate account handlers
  • Insight to Shared Ownership Incentives

 

 

Your mortgage

 

Each month, you’ll make a payment to your mortgage lender, typically by direct debit. The mortgage payment is between you and your mortgage lender. However, as we own part of your home, we want to make sure our investment is protected, just as much as you do.

 

 

What happens if I am unable to pay my mortgage?

 

It’s very important to maintain your monthly mortgage payments. If you fall behind on your mortgage payments, or you think it could happen, you must let Auxesia Homes or your mortgage lender know as soon as possible.

 

We’ll do everything we can to support you through your financial problems, including putting you in touch with independent qualified debt counsellors. Many mortgage lenders allow you to stretch payments over a longer period while you both find a permanent solution. If you don’t get help, or your financial problems continue and you fall into debt, the mortgage lender can

repossess your home.

 

In the event that the money from selling your home doesn’t cover the amount owed to the mortgage lender, you’ll be responsible for paying the difference. Losing your home in this way could also mean that you’ll have problems getting a mortgage in the future. It may also affect any other credit you may wish to apply for.

 

 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

 

 

If RSC New Homes arrange a mortgage for you on one of our properties Auxesia Homes will pay their fee, otherwise there may be a fee payable for mortgage advice. The actual amount you pay is dependent upon the amount of research and administration that is required. Typical fee is £295 which would become payable on application. RSC New Homes will also receive commission from the lender in addition to any fees paid.